It is about the stories about people who lost everything in natural disasters. Every year people lost their homes and many rebuild the exact same way. Most people had no idea if their insurance will actually get them whole again after a major disaster. If they have to evacuate, and their house is destroyed, many of the things that were lost can never be replaced. When you watch The Last House Standing you will meet people who are living the nightmare, and it doesn't have to be this way.